For secured loans, you can obtain a loan of any amount. For unsecured loans, you can obtain:
- Up to $3,000, if your annual income is less than $20,000;
- Up to 2 months’ income, if your annual income is $20,000 or more but less than $30,000;
- Up to 4 months’ income, if your annual income is $30,000 or more but less than $120,000; and
- Any amount, if your annual income is $120,000 or more.
Considering the above, please do your due diligence to calculate your monthly expenses against your salary. It is important to do this to prevent any unnecessary debts that is piling on you. If you have a family, please prioritize the monthly groceries and children’s expenses first. Matters could get worse if the basics are not done correctly. If you need consultancy for this, you can always approach our friendly moneylender assistance. We are always here to support customers who are in need of financial assistance.
In order to facilitate smoothness transition for the loan application, please check the followings:
- Singaporean or Singapore Permanent Resident
- Between 21 and 60 years of age
- Earning at least SGD 1,700 per month
- A guarantor may be required in some circumstances
Once these information is completed and provided, we will try our best to assist.
Our office location is located at the top of the website and you can call us for an appointment.